Trusted Adviser

Experienced in Mortgages & Finance

HOW CAN WE HELP?

Click on the button that best describes what you are after, and we will show you some options.

First Time Buyer

Congratulations on embarking on your journey as a first-time home buyer! Purchasing your first home is an exciting and significant milestone. Here are some steps to help you navigate the process.

Remortgage

This is the process of replacing your existing mortgage with a different lender or a different mortgage product from the same lender. Here are some steps to help you understand the process.

Protection

This refers to a type of insurance that helps safeguard your mortgage in the event of unexpected circumstances that could affect your ability to make your mortgage payments. Here are some steps to guide you.

Buy-to-Let

Buying a property for the purpose of renting it out, known as “buy-to-let”, can be a viable investment strategy. Here are some key considerations if you’re interested in buy-to-let properties. Here are some steps to help you navigate the process.

Commercial

A commercial mortgage is a loan used to finance the purchase or refinancing of commercial properties, such as office buildings, retail spaces, warehouses, hotels, and apartment complexes. Here are some steps to help you navigate the process.

Bridge Loan

This is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing one. It provides temporary financing to cover the immediate needs of the borrower until a permanent solution is found. 

HOW WE WORK

CONSULTATION

We will meet with you to discuss your financial situation, based on the information gathered during the consultation, we will research and analyze the mortgage market to identify loan options that align with your needs. We have access to a wide range of lenders, mortgage products, and banks.

RECOMMENDATION

After evaluating various mortgage options, we will present you with a selection of loans that best match your requirements. We will explain the terms, interest rates, fees, and repayment options associated with each recommendation, helping you understand the pros and cons of each option available to you.

APPLICATION

Once you have decided on a mortgage product you want, we will assist you in completing all the mortgage applications. We will gather all the necessary documents, such as your income verification, your bank statements, and identification, and submit all documents to your chosen lender on your behalf.

COMMUNICATE

We serve as a liaison between you and the lender. We will handle all communications with the lender, ensuring that your application progresses smoothly. We can address any questions or concerns raised by the lender and provide additional documentation if required.

COMPARE

If multiple mortgage lenders are offering competitive rates or terms, we can help you compare the offers and negotiate with the lenders to secure the most favorable terms for you. We have experience in navigating the mortgage market and can use our knowledge to your advantage.

APPROVAL

Once your application is approved by the lender, we will review the mortgage offer with you to ensure that you understand the terms and conditions of the mortgage. We will coordinate with the lender, the solicitor, and any other parties involved to facilitate a smooth closing process for you.

WHY USE CANAAN FINANCE

TRUSTED ADVISER

When  looking for a mortgage, it's easy to focus on the most familiar names on the market, which is one of the most challenging and important aspects of the process.

In addition, you may be able to obtain better deals from a smaller, less well-known lenders, meaning that you would be able to save a significant sum of money.

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FREE MORTGAGE & FINANCE ADVICE TAILORED TO YOUR NEEDS, WITH NO OBLIGATION

MEET THE TEAM

Learn about the experts in our business, the people that make us who we are.

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Colin Moiett

FOUNDER
Hi I am Colin, heading up the team at Canaan Finance in Plumstead. I have worked as a Mortgage & Finance Adviser for over 20 years. I have built a team with extensive knowledge in the property and mortgage service industry reassuring clients they will be offered the right advice and recommendations.
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Emma Matthew

CO-FOUNDER
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Eanna Philandros

ADMINISTARTOR

EXPERIENCED MORTGAGE ADVISER

We Offer the Best Mortgage & Finance Advice

Sarah Willson

RESTAURATEUR
"It’s been 2 years since I became a home owner with the help of Canaan Finance & I honestly couldn’t have done it without them. I was instantly put at ease & suddenly my dream apartment became possible! Colin made sure I got the best deal & have continued to support me with any of my mortgage worries. After an amazing experience at such good value I've recommended them to my family members who were also able to get on the property ladder with their help."

Richard Mark

BANKER
"Our mortgage was coming up for remortgage and we had the complexity of building our Help to Buy Equity Loan into our mortgage - we didn’t know where to start and what we were looking for. Colin was extremely helpful and guided us through every step, making sure we understood everything that was going on. He Always kept us updated throughout the process, and made sure we were getting a suitable deal adapted with our circumstances and needs. Thank you Colin."